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Health Insurance Open Enrollment

Health Insurance San Antonio

Well, the time has arrived! The Open Enrollment Period for Health Insurance opened on November 1st, and ends on December 15th. No matter what the situation, whether you have no coverage currently or tired of paying so much for your work plan, you now have the opportunity to see what the new plans are for 2020.

Remember, you may be eligible for a subsidy to help cover plan costs, depending on your situation. One surprising fact that many of our customers are shocked to hear, revolves around how a very low income can greatly impact the subsidy. Using the online calculator from, if one’s income is below $12,490 for the year they seek coverage, their options consists of (2) choices: Medicaid or full-price for a health insurance plan. The reason is because Medicaid is the likely avenue for someone with little-to-no income and would make the most sense.

If someone receives a subsidy to help pay for their plan, it is vital to be as accurate as possible with estimating your income for the year you seek coverage and if you are self-employed, to be expedient about updating any income changes in your account. If not, you may have to pay back money come tax-time.

The good news is that you came to the right place for a no-nonsense, straight-forward analysis of your healthcare situation. We will do our best for you and your family and we work with many of the carriers in your state. Plus, who wouldn’t want a local, dedicated team that you can rely on? Ever call a 1-800 number and get transferred 10 times or can’t understand the person. Yeah, so have we and that’s why we are here for you!

We hope you found this blog post on the Health Insurance Open Enrollment Period helpful, courtesy of The Harrin Group. If we can ever be of assistance to you or anyone in your family, we are here for you! Contact us for a no obligation analysis of your situation today!

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