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Retirement 101

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Retirement success has many definitions, but for us, the cornerstone of retirement success must be … that you never out-live your money!

As you know, we are living in a time of great financial uncertainty and increasing government control of our lives and future.

We think you’ll agree that the traditional methods of saving and investing for retirement have not worked well. Whether it was the stock market roller-coaster ride, your shrunken 401(k), IRA, or the low-interest rate you receive on your CD’s or bank accounts, things have not gone as planned for you or the rest of the middle class.

Now to make things even worse, many experts predict you will be hit by higher taxes to pay for our exploding national debt and out-of-control government spending. Add all these things together and we have the makings of a real disaster for your retirement planning.

In a nutshell …you must take control of your own future!

Now, let’s be honest with each other. Nobody is going to care more about you and your family than you. It’s your money and if you don’t learn to take control of your own future, there are no second chances regarding your retirement. You will live or die with your decisions.

Since there are no do-over’s or second chances, it is more critical than ever for you to be well informed and make decisions that will protect your future. Those who refuse to educate themselves will work until they drop and will likely be solely dependent on family, friends and government hand-outs for their retirement.

That’s the bad news, now the good news. In our latest book: Unscrewed: Retirement Secrets Wall Street Prays You Never Learn, we showcase the basics of retirement investments …and how to always protect your retirement savings from any losses.

Summary:

  • Increasing taxes, inflation and unexpected costs can be devastating to your retirement plan
  • It’s your money, and you get only one chance to get it right (there are no do-over’s or second chances)
  • No one will ever care as much about you and your family as you do (that is why you need new strategies so that you never outlive your retirement money)
  • Remember those that fail to plan …will fail

As of 2019, about half of Americans aged 55 and older had no retirement savings at all, according to the Government Accountability Office. And those who had saved, only had nest eggs of about $100,000 to $150,000, which is not even enough to provide more than a four-figure income over a 25-year retirement.

More A Visual Learner? As you will see in this video below, a retirement crisis is imminent in America. Let us help you safeguard your retirement today, so you do not outlive your savings tomorrow! 

For more in depth information on retirement, please visit our “Retirement Solutions” page.

Source: Barry Harrin, AARP, Marketwatch

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We do not offer every Medicare plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
The Harrin Group Provides Health Insurance, Life Insurance, Medicare Insurance Plans, Retirement Solutions, and Annuities to all of Texas, Including San Antonio, Boerne, and New Braunfels.