Insurance Blog

Good Rx

Have you ever been in a situation where you were prescribed a medication and your plan wants a big co-pay or co-insurance for it? Or maybe you simply do not have any health coverage, and dislike paying the full retail cost for a medication? Well, the good news is there is a free program called "GoodRx" that allows consumers who have coverage (ie. Medicare plan,... Read Article

Saving Money On Health Insurance

Lets talk about health insurance for a moment, specifically regarding coverage through the Health Insurance Marketplace. After someone puts in an application, they will find out if they qualify for what is referred to as a "premium tax credit", that lowers one's premium (the amount payed each month for coverage). Qualification is based on the household income, so in general, higher-income individuals and families will... Read Article

New Medicare Cards

If you haven't heard the news, the Centers for Medicare & Medicaid Services (CMS) is changing up the Medicare card, to one that is unique in its ID #, instead of the current Social Security numbered one. This initiative will be completed by April 2019. The mail outs are done automatically and are sent based on the location of the person. CMS has taken this... Read Article

Updated Rules On Retirement

  Did you hear the news? President Trump signed an executive order today that could affect your retirement in the future. The order looks at two different areas: Required Minimum Distributions (RMD's) Make Work-Based Retirement Programs More Affordable For Small-Businesses With the first area, the goal is to basically allow retirees the option to put away money in their accounts for a longer time, than... Read Article

5 Things Life Insurance Can Do

You may be wondering at this point, who is this man? Well, this is Walt Disney, you know, inventor of "Mickey Mouse", founder of "Disneyland" and so forth. Ring a bell? "Oh yeah, that guy" is probably your next response. But why is he on an insurance agency website blog post? Well my friend, good question. It turns out Mr. Disney has a linkage to... Read Article